Work with a company you can trust and avoid the hassle of endless calls from multiple brokers. You'll save money and can even get your business funded as fast as the same day.
Get fast, hassle-free approval with minimal paperwork and a quick application process. Whether you're expanding, stocking up, or covering expenses — we make it easy.
Getting started is easy — just complete our online form or give us a call at (844) 636-FUND (3863). Your business should be in operation for at least 3 months and generate a minimum of $10k in monthly revenue.
You'll hear from us in just a few hours. Our smart AI system compares multiple offers to find the best rates and terms available, so you get the funding you need without the hassle.
We only need a few basic documents, so applying is quick and stress-free. Once everything's submitted, you could receive funding as fast as the same business day.
We offer some of the most competitive rates in the industry. Simply show your contract — if it's a genuine offer, we'll do everything we can to match it.


Protect your privacy by avoiding companies that sell your information to dozens of brokers and lenders. Work with a trusted provider that keeps your data secure and never shares it.
Provide your details early and stay responsive if additional documents are needed — we'll work to get you funded as quickly as possible, often the same day.


Since we focus on your company's financials and cash flow — not just your credit score — we're able to offer business loans even if you have bad credit.
With just a few simple documents, we can get you approved and funded — sometimes even on the same day.

| Services | Bank | Other Platform | Gova Funder |
|---|---|---|---|
| Time in Business | 2 Years | 1 Years | 4 Months |
| Credit Requirements | 700+ FICO | 640+ FICO | 500+ FICO |
| Application Process | 2 - 6 Months | 1 - 2 Weeks | Same Day to 5 Days |
| Loan Amount | $10,000 - $250,000 | $10,000 - $500,000 | $5,000 - $1,000,000 |
| Repayment Terms | 2 to 5 Years | 3 Months to 18 Months | 3 Months to 3 Years |
| Revenue Requirements | $250,000 Annually | $250,000 Annually | $120,000 Annually |
| Payment Type | Weekly / Monthly | Daily / Weekly | Daily / Weekly |
| Restrictions | Yes | Yes | No |
| Type of Rate | APR 10%-30% | APR 20%-60% | APR 5%-49% |

I needed cash fast for my restaurant and honestly didn't think it was possible. Applied in the morning, got approved by lunch, and the money hit my account that evening. No hassle, no runaround. These guys actually deliver.

My credit isn't perfect, so I was worried about getting turned down. But they worked with me and found a solution that actually made sense. The whole thing took maybe 20 minutes and I had options the next day.

Had a big order come in but couldn't cover the inventory costs. Banks said it would take weeks. Found these guys online, got $50k in two days. That order ended up being our best month ever. Can't recommend them enough.
Covafunding is fundamentally changing how businesses interact with public sector finance. Their data-driven platform demystifies the complex world of government grants, replacing bureaucratic hurdles with streamlined, actionable intelligence. It's a crucial tool for any company looking to tap into the trillion-dollar government marketplace with unprecedented efficiency.
Join thousands of businesses that have already secured funding through our platform.